Steven Plitt, Expert Witness Steven Plitt, Expert Witness
Insurance Bad Faith Claim Handling Expert Serving Clients Nationwide

NEVADA SUPREME COURT WEIGHS IN ON CANCELLATION

Recently, the Nevada Supreme Court in O.P.H. of Law Vegas, Inc. v. Oregon Mut. Ins. Co.,401 P.3d 218 (Nev. 2017) found that a cancellation notice needed to comply with the statutory requirement of giving the policyholder information about its rights to request information regarding the factual basis for the cancellation and not just providing the specific facts on which the insurer based its cancellation decision.

N.R.S. 687B.360 is Nevada's insurance policy cancellation statute. The statute requires that when a cancellation notice "does not state with reasonable precision the facts on which the insurer's decision is based, the insurer shall supply that information within 6 days after receipt of a written request by the policyholder." However, the statute also provides that "no notice is effective unless it contains adequate information about the policyholder's right to make such a request." Interpreting the statute, the Nevada Supreme Court found that a notice cancellation which only explained why the policy was being cancelled, did not comply with the requirement that the policyholder be informed of its right to request additional information. The cancellation was ineffective because it did not comply with the statute.

No Comments

Leave a comment
Comment Information
FindLaw Network  

Contact Steven Plitt

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

Phone: 602-322-4038