In Champ v. Mississippi Farm Bureau Casualty Insurance Company, 2021 WL 790679 (Miss. March 2, 2021), a pedestrian was struck by a vehicle. The driver of the vehicle stated that she did not know that her vehicle hit something until she reported the incident to her...
Month: September 2021
NORTH DAKOTA SUPREME COURT RULES THAT REGULAR USE EXCLUSION IN EMPLOYER’S AUTOMOBILE POLICY WAS NOT ENFORCEABLE
In Pioneer State Mutual Insurance Company v. Bear Creek Gravel, Inc., 956 N.W.2d 377 (2021), the North Dakota Supreme Court affirmed a trial court ruling finding that a regular use exclusion set forth in an employer’s policy did not impose restrictions on an...
LOUISIANA COURT FINDS UM REGULAR USE EXCLUSION VIOLATED LOUISIANA LAW
In Higgins v. Louisiana Farm Bureau Casualty Insurance Company, 315 So.3d 838 (2021), the claimant was injured in a motor vehicle accident while operating a truck owned by his employer. The tortfeasor was underinsured. The employer’s policy did not have underinsured...
NORTH DAKOTA SUPREME COURT WEIGHS IN ON REGULAR USE EXCLUSIONS IN COMMERCIAL POLICY
Recently, the North Dakota Supreme Court held that an employee’s use of a company owned vehicle did not constitute regular use within the purview of a regular use exclusion. In Pioneer State Mutual Insurance Co. v. Bear Creek Gravel, Inc., 2021 WL 1114155 (N.D. March...