Year: 2022

CO-EMPLOYEE EXCLUSION APPLIES TO EXECUTIVE OFFICERS

In Savoie v. Enco Insulations, Inc., 322 S.3d 1264 (La. App. 1st Cir. 4/9/21), the Court found that a CGL policy issued to an engineering corporation excluded coverage for executive officers for claims arising from a former employee’s lung cancer that developed after...

UNLICENSED PUBLIC ADJUSTER IS BARRED RECOVERY

Recently, the Iowa Supreme Court held that a repair contractor who was acting as an unlicensed public adjuster was barred from obtaining compensation from the homeowner’s property insurer. In 33 Carpenters Construction, Inc. v. State Farm Life and Casualty, 939 N.W.2d...

FRACKING WELL FIRE IS NOT AN AUTO-RELATED CAUSE

In Carolina Casualty Insurance Co. v. Burlington Insurance Co., 951 F.3d 1199 (10th Cir. 2020), the 10th Circuit Court of Appeals, applying Wyoming law, held that a fire at a fracking wellsite did not arise from an employee’s auto-related conduct. In this case, Jason...

CALIFORNIA COURT OF APPEALS REFUSES TO EXPAND THE TRIGGER FOR WHEN “CUMIS” COUNSEL IS REQUIRED UNDER CALIFORNIA CIVIL CODE §2860

Under California Civil Code §2860 (hereafter, “§2860”), insureds have a right to obtain independent counsel at the insurer’s expense whenever there are competing interests that create an ethical conflict for the insurer-appointed counsel.  Since enactment, the...

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