Putting a subcontractor’s insurer on notice

On Behalf of | Jul 1, 2016 | Insurance Law

Putting a subcontractor’s insurer on notice. An interesting case recently came out of New York. In Spoleta Constr., LLC v. Aspen Ins. UK Ltd., 27 N.Y.3d 933, 50 N.E.3d 322 (N.Y. 2016), the Court held that a general contractor’s insurance company’s letter to a subcontractor requesting that the subcontractor provide a defense and indemnity under the subcontract agreement was adequate notice to the subcontractors insurer of the occurrence taking place.

The letter had requested the subcontractor to notify its insurer of the claim while providing information regarding the date, location and general nature of the accident and claim itself.