In Amica Mutual Insurance Co. v. Willis, 235 So.3d 1041 (Fl. App. 2d Dist. 2018) the Florida Court of Appeals held that the scope of UIM coverage must mirror the policy’s liability coverage. In so finding, the Court of Appeals struck down a golf cart exclusion in the automobile policy’s UIM section because there was no reciprocal exclusion in the policy’s liability coverage.
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