INSUREDS ARE REQUIRED TO READ THE INSURANCE POLICY UNDER ARKANSAS LAW

The 8^th Circuit Court of Appeals in Hatcher v. MDOW Insurance Co., 903 F.3d 724 (8^th Cir. 2018) interpreting Arkansas law held the insurance company which had provided its homeowner insured with multiple policy renewal letters advising the insured to review the policy, satisfied its notice obligations regarding the contents of the policy, including all endorsements to the policy even though they were not directly referenced in the renewal letter. Under Arkansas law, written notices of renewal satisfy an insurer’s notice obligations. See Arkansas Code Ann. §23-88-105.