In Wood v. Farmers Ins. Co. of Idaho, 166 Idaho 43, 454 P.3d 1126 (Idaho 2019) the Court held that where a UIM policy contained an offset provision which reduced the amount of UIM coverage by the liability limit of the at-fault driver, the offset was allowed by Idaho’s public policy. The Court found that Idaho’s statute creating a public policy applicable to UIM coverage allowed for different forms of UIM coverage and that the Idaho legislature was aware that offset coverage was one type of UIM coverage that might be offered by insurers. As such, the UIM offset provision did not violate Idaho’s public policy.
A Respected Expert Witness And Authority On Insurance Law In The U.S.
- TENTH CIRCUIT COURT OF APPEALS FINDS THAT INSURANCE POLICY’S APPRAISAL CLAUSE ALLOWS CAUSATION DETERMINATIONS by Jordan R. Plitt
- THE SPLIT LANDSCAPE REGARDING DEPRECIATION OF LABOR COSTS WHEN CALCULATING ACTUAL CASH VALUE by Jordan R. Plitt
- CALIFORNIA COURT OF APPEALS REFUSES TO EXPAND THE TRIGGER FOR WHEN “CUMIS” COUNSEL IS REQUIRED UNDER CALIFORNIA CIVIL CODE §2860 by Jordan R. Plitt
- DOES A WATER-BACKUP EXCLUSION INCLUDE SEWAGE? by Jordan R. Plitt