Recently the United States 11th Circuit Court of Appeals held, in Great American Alliance Insurance Co. v. Anderson 847 F.3d. 1327 (11th Cir. 2017) that an employee did not go beyond the scope of the employer’s permissive use of a company vehicle when the employee...
Liability
IDAHO ADOPTS A BREACH OF CONTRACT STATUTE OF LIMITATION FOR UIM COVERAGE
In Klein v. Farmers Ins. Co. of Idaho, 165 Idaho 832, 453 P.3d 266 (Idaho 2019) the Idaho Supreme Court held that the UIM statute of limitations began to run on the date when the insurance company allegedly breached its contract with the insured. The Court found that...
IDAHO SUPREME COURT PERMITS UIM OFFSET
In Wood v. Farmers Ins. Co. of Idaho, 166 Idaho 43, 454 P.3d 1126 (Idaho 2019) the Court held that where a UIM policy contained an offset provision which reduced the amount of UIM coverage by the liability limit of the at-fault driver, the offset was allowed by...
IN DETERMINING INSURANCE AGENT LIABILITY FOR FAILURE TO PROCURE, A FUNDAMENTAL QUESTION IS WHETHER THE COVERAGE SOUGHT WAS EVEN AVAILABLE
According to the Wisconsin Court of Appeals, to assert an insurance agent's liability for negligent failure to procure requested coverage, the customer must establish that the coverage requested was actually available.In Emer's Camper Corral, LLC v. Alderman, 2019 WL...
WASHINGTON COURT PREVENTS DUPLICATION OF LIABILITY AND UIM COVERAGES UNDER SINGLE AUTO POLICY
In Thompson v. Progressive Direct Insurance Co., 438 P.3d 53 (Wash. App. 2019) the court held that UIM coverage did not extend to a third party guest passenger in a covered auto under Progressive's policy. The Progressive policy contained an exclusion of the named...
THIRD PARTY WORKERS COMPENSATION CLAIM ADMINISTRATORS ARE NOT SUBJECT TO BAD FAITH LIABILITY UNDER IOWA LAW ACCORDING TO THE IOWA SUPREME COURT
The issue of whether Iowa's common law cause of action for bad faith failure to pay workers compensation claims applied to third party claim administrators (TPAs) in the workers comp context was recently addressed by the Iowa Supreme Court by way of certified question...
IMPORTANT CASE FOR CLAIM ADJUSTER LIABILITY
In Essex Insurance Co. v. William Kramer & Assoc., 331 Conn. 493, 205 A.3d 534 (2019), the Connecticut Supreme Court issued an important decision regarding the statute of limitations for claims brought by insurers against TPAs.Under Connecticut law there is a...
IMPORTANT CASE FOR CLAIM ADJUSTER LIABILITY
In Essex Insurance Co. v. William Kramer & Assoc., 331 Conn. 493, 205 A.3d 534 (2019), the Connecticut Supreme Court issued an important decision regarding the statute of limitations for claims brought by insurers against TPAs.Under Connecticut law there is a...
ATTORNEYS FEES AWARDED TO A PREVAILING PARTY WERE DETERMINED TO NOT BE SUPPLEMENTAL PAYMENTS UNDER A LIABILITY POLICY ACCORDING TO A MASSACHUSETTS APPELLATE COURT
In Styller v. National Fire & Marine Ins. Co., 95 Mass. App. Ct. 538, 128 N.E.3d 612 (2019) the Massachusetts Courts of Appeals held that a prevailing party's attorneys' fees did not constitute "costs taxed" against the insured within the meaning of the liability...
